Mohamed Seddiki: Building Europe’s Next Fintech Powerhouse

How Mohamed Seddiki Went from Tunisian Student to Europe’s Emerging Fintech Force

In a world where cross-border transactions are often tangled in bureaucracy and fees, Mohamed Seddiki envisioned a simpler, smarter solution. Today, as the Founder and CEO of MovePayment, he is bringing that vision to life—one seamless transfer at a time.


From Tunisia to Germany: A Bold New Start

Mohamed’s story began in Tunisia, but his ambitions reached far beyond its borders. At just 20 years old, he relocated to Germany to study IT—a move driven by discipline, courage, and a dream of building something impactful. Even before MovePayment, he had already built and led successful ventures, but one vision kept calling: to create a fintech company that would reshape the way money moves across Europe and beyond.


The Idea Behind MovePayment

Founded in Germany, MovePayment started as a simple but powerful idea—to simplify European payments for individuals and businesses. The platform now enables users to send, receive, split bills, and shop locally with ease. Features like IBAN-free transfers, QR code payments, and real-time financial tracking have made the app an essential tool for everyday money movement.

But beyond innovation, MovePayment is rooted in purpose. Mohamed didn’t just want to make payments easier—he wanted to make financial freedom more accessible to everyone.


Unlocking Borders: The New Era of Remittances

Today, MovePayment celebrates a major milestone: the launch of Send Money Abroad, a feature allowing European users to send money directly to Africa—with expansion to Asia on the horizon. This service offers fast, transparent, and cost-effective remittances, giving expats a reliable way to support loved ones back home.

For Mohamed, this isn’t just a new product. It’s a full-circle moment—a personal mission made real. As someone who regularly sends money home himself, he deeply understands the pain points of remittances: high fees, long delays, and unnecessary friction. MovePayment was born to solve those exact challenges.


A Vision Grounded in Experience

Cross-border payments are more than a business vertical for Mohamed—they are a lived experience. His personal journey is reflected in every feature of the app: the speed, the clarity, the human-first design. It’s why users trust MovePayment not just as a tool, but as a companion in their financial lives.


The Road Ahead

As MovePayment expands across Europe and prepares for global growth, Mohamed’s mission remains unchanged: to make money move as freely as people do. No unnecessary steps. No hidden fees. Just connection, support, and opportunity—delivered through technology.

Mohamed Seddiki may not call himself a trailblazer—but through his bold ideas, lived experience, and relentless pursuit of impact, he is quickly becoming a fintech force reshaping the future of cross-border payments.


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Sam Jacob is an accomplished editor at International Business Magazine, where he brings his keen editorial eye and deep understanding of global affairs to the forefront. With a background in architecture and design, Sam offers a unique perspective on the intricate world of international business.

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